Private banking | Saradar Bank
Financing solutions
Whether you’re looking to put money in an investment fund, hold shares in a promising pharmaceutical company or hedge your risk in a foreign exchange transaction, our robust financing solutions will give you more room to think bolder. As a privileged client, you get access to special financing options in addition to the retail options.
Lending against portfolio: you get financing against your portfolio of investments and securities held with us.
In assessing the amount we will finance you (Loan to value), we base our decision on the Central Bank guidelines and on the Private Bank credit committee recommendations.
Loans below $750,000 benefit from the fast track approach. Retail Loans: A great range of retail loans await you. We’re happy to extend the premium service for you there. Learn more about our personal loans, car loans and housing loans here.
Investments solutions mapped to your dreams
With so many investment opportunities, you need an expert advisor to help you align your goals to a solid strategy. That’s where we come in. We sit with you and learn more about you, the objectives you’ve set for yourself and for your loved ones.
This also tells us how much financial risk you are willing to take and gives us the input to work out your investment strategy.
From hand-picked investment products, to advisory services to discretionary portfolio management and alternative investments, the offering is rich and geared towards an upward trajectory for your portfolio returns. Rest assured, all the finance lingo and blinking charts are broken down to human language in our discussions so you can feel more confident about every step in the investment process.
1- Advisory Services
From blue-chip stocks to high adrenaline hedge funds and anything in between, we stand ready to help you to pick investments that match your risk appetite. Ask us about:
Listed Securities: stocks, bonds, ETFs
Mutual Funds & Hedge Funds
Structured Products
2- Discretionary Portfolio Management
Take a relaxing walk in nature and leave the heavy duty work to us. Our asset managers lean on deep market knowledge and sophisticated systems to allocate your investments. Whether you want to “play it safe”, or you’re looking to take more risks, there’s an investment strategy for you. Your options are as follows:
Conservative: Your money goes exclusively to safer low risk (also lower return) products. We target annual returns between 4% and 6%
Balanced: An investment mix with a normal risk profile and targeting returns between 6% and 8% 4% and 6%
Growth: You want to strike gold and you accept a higher risk in a portfolio that targets 8%-10%
To see how well your investments have been doing, we measure returns against a benchmark. And to make sure we’re doing a heck of a job, an investment committee monitors the portfolios and issues recommendations as and when needed.
3- Alternative Investments
If you prefer to venture beyond the normal investments like stocks and bonds, our team can help you explore investments in real estate projects (international and local), club deals and private equity.
4- Investment Financing
Whether you’re looking to put money in an investment fund, hold shares in a promising pharmaceutical company or hedge your risk in a foreign exchange transaction, our robust financing solutions will give you more room to think bolder. We also finance your real estate investments for prime locations in France and the UK.