BDL housing loan | Saradar Bank

BDL HOUSING LOAN

Open a new door.

Subsidized by the Central Bank, this loan can make it easier on your pocket with less interest and repayment periods up to 30 years.
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Basics to check

Available in
LBP
Available for ready to move and under construction
From 7 to 20 years

Conditions and numbers to know

The maximum amount you can borrow is LBP 1,200,000,000 with a grace period up to 4 years. Your minimum down payment should be 25% from the price of the house. We also ask you to provide:
  • * First degree mortgage on the house in favor of the Bank
  • * Life Insurance and Permanent Total Disability Insurance
  • * Fire and Allied Perils Insurance
  • * Property insurance
Floating Regressive Rate: BDL Index - 3.75% = currently 4.75%
File fees are totally free (hooray!)

Boxes to tick

Before we give the landlord a big bag of money, we’ll ask for some papers and do some maths to make sure you meet our eligibility criteria.
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You’re Lebanese and can prove it with a “hi, kifik ca va?” and an ID.
You’re between 21 and 64 by the end of the loan period.
You’re running your own business or you’ve been employed for more than 2 years.
Grab a calculator for this one. Your monthly installment must not exceed one third of your monthly income if you’re an employee or one quarter if you’re self-employed.

Calculate Your BDL Housing Loan Payments

What is your best repayment option? Try our simulator to find out!
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