BDL housing loan | Saradar Bank


Open a new door.

Subsidized by the Central Bank, this loan can make it easier on your pocket with less interest and repayment periods up to 30 years.
Apply Now Simulate Now

Basics to check

Available in
Available for ready to move and under construction
From 7 to 20 years

Conditions and numbers to know

The maximum amount you can borrow is LBP 1,200,000,000 with a grace period up to 4 years. Your minimum down payment should be 25% from the price of the house. We also ask you to provide:
  • * First degree mortgage on the house in favor of the Bank
  • * Life Insurance and Permanent Total Disability Insurance
  • * Fire and Allied Perils Insurance
  • * Property insurance
Floating Regressive Rate: BDL Index - 3.75% = currently 4.75%
File fees are totally free (hooray!)

Boxes to tick

Before we give the landlord a big bag of money, we’ll ask for some papers and do some maths to make sure you meet our eligibility criteria.
Apply Now
You’re Lebanese and can prove it with a “hi, kifik ca va?” and an ID.
You’re between 21 and 64 by the end of the loan period.
You’re running your own business or you’ve been employed for more than 2 years.
Grab a calculator for this one. Your monthly installment must not exceed one third of your monthly income if you’re an employee or one quarter if you’re self-employed.

Calculate Your BDL Housing Loan Payments

What is your best repayment option? Try our simulator to find out!
Responsive image

Our Offerings

Looking to save?
If you’re saving for something special, setting a goal can help keep you on track using our Saving and Deposit Accounts.
Find the right credit card
Whether you are looking for convenience, technology, luxury or rewards, there could be a Saradar Bank card for you.
Looking to buy a home?
Whether you go for an off plan property or an existing flat, we’ll be there to support you with a loan that answers your needs. Check the many options we got for you and poke us to start now.