Basic housing loan | Saradar Bank


We finance the house you’ll call home.

This loan can help you get the space you’ve always favorited on Pinterest. Duplex and pool in the backyard?
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Basics to check

Available in
Available for ready to move and under construction
Up to 20 years

Conditions and numbers to know

The maximum amount you can borrow is $1,300,000 for houses under construction or 75% of the appraised market value for ready to move apartments. Your minimum down payment should be 25% from the price of the house. We also ask you to provide:
  • * First degree mortgage on the house in favor of the Bank
  • * Life Insurance and Permanent Total Disability Insurance
  • * Property Insurance: Fire & Allied Perils Insurance
Floating Regressive Rate of 8.5% in the first year.
Interest rate in the second year onward is BRR + 0.85% with a minimum of 8.5%
File fees are 0.25% of the net loan amount (capped to $1,000)

Boxes to tick

Before we give the landlord a big bag of money, we’ll ask for some papers and do some maths to make sure you meet our eligibility criteria.
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You’re Lebanese and can prove it with a “hi, kifik ca va?” and an ID.
You’re between 21 and 64 by the end of the loan period.
You’re running your own business or you’ve been employed for more than 2 years.
Grab a calculator for this one. Your monthly installment must not exceed one third of your monthly income if you’re an employee or one quarter if you’re self-employed.

Calculate Your Basic Housing Loan Payments

What is your best repayment option? Try our simulator to find out!
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Our Offerings

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Whether you go for an off plan property or an existing flat, we’ll be there to support you with a loan that answers your needs. Check the many options we got for you and poke us to start now.